Ruya Bank

Ruya is a digital-first Islamic bank headquartered in Ajman, UAE, dedicated to empowering individuals, businesses, and communities to achieve their life goals. Founded in 2024 and licensed by the Central Bank of the UAE, ruya combines cutting-edge financial technology with the timeless principles of Shariah-compliant banking. Built on the core values of Prosperity, Integrity, Partnership, and Community, the bank delivers a modern, fully digital banking experience that prioritizes fairness, transparency, and exceptional customer service.